How to Buy a House in Florida— Step-by-step Beginner’s Guide

How to Buy a House in Florida - Chatburn Living - Main

If you’re planning on moving to sunny Florida in the near future, you might find yourself wracked with worry. You may already be making a mental list of the various steps you need to take before it’s finally time to move.

Well, you can stop adding to your mental list! This guide is designed to provide you with all the information and steps you must take for the moving process.

Keep reading as we explore how to buy your dream home in Florida, what to do before you move, and what you shouldn’t do before you close on the property.


12 Best Steps to Take to Buy Your Dream Property in Florida

The first thing you must do before packing up and moving to Florida is buy a home. Buying a house in Florida isn’t as simple as it seems, and you must be prepared. Here are our 12 best practices for buying your dream property in Florida.


1. Assess Your Finances and Determine Your Budget

Property in Florida can be pretty expensive, depending on where you buy. It’s essential to check out the neighborhoods you like in Florida and research the property prices and property taxes. From there, you can review your current financial situation and determine whether your dream Florida house is within your reach.


2. Get Pre-approved for a Mortgage

Before you make an offer on a property, it’s a good idea to get a mortgage pre-approval. The pre-approval process grants you a document that confirms your lender will provide you with the mortgage loan once you have completed the mortgage application process. This way, there is no risk of being denied later when more is at stake.


3. Research Neighborhoods

If you want to move to a new place, it’s a good idea to research the best neighborhoods and the amenities close by. For instance, if you were to move to Miami, you’d need to research the best neighborhoods in Miami, along with the schools, transport, nightlife, culture, property types, eateries, and attractions. Brickell, Coconut Grove, and Bal Harbour are all great places to start when researching Miami neighborhoods. Researching the crime rate in these areas is also a good idea.

How to Buy a House in Florida - Chatburn Living - Brickell


4. Choose an Experienced Real Estate Agent 

Once you have chosen a city or neighborhood you’re interested in, it’s time to reach out to an experienced real estate agent. They will have intimate knowledge of the area, and once you have discussed your needs and budget with them, they will be able to provide you with a list of properties that align with those needs.


5. Start House Hunting

Once your real estate agent has compiled a list of properties in Florida, it’s time to browse for your Florida home and start your home-buying research. It’s always a good idea to visit the property in person, and you should arrange a visit to Florida with your real estate agent in advance so that they can book viewings on the same day to shorten your trip.


6. Make an Offer

You can make an offer once you have found your dream Florida home. So long as the house is within your budget, you can make your offer and wait to hear back from the seller. Your real estate agent will advise you on the right offer to make.


7. Negotiate and Enter Into a Contract

Before you enter into a contract with a homeowner, there is a negotiation phase. Your real estate agent will talk you through the conditions of the contract and alert you to any red flags. If you have any objections, your agent will make negotiations on your behalf.


8. Do Home Inspections and Appraisals

It’s important to be sure that the home you’re buying is worth what you’re paying. Home inspections and appraisals protect you when you invest in property, ensuring the home has a long lifespan and that there are no glaring repairs needed.


9. Secure Financing

Once you have approved a property and made your offer, you should return to your mortgage broker to apply for a mortgage loan. With the pre-approved mortgage, you can rest easy knowing that your application will be successful.


10. Conduct a Title Search and Purchase Homeowner’s Insurance

You’ll need to ensure the title is held by the person you’re purchasing the property from to ensure that the purchase is legal. It’s also a good idea to look into purchasing homeowner’s insurance, which will protect your financial interests should anything happen to the property, such as a fire or storm.


11. Complete the Closing Process

Once you have taken all the necessary steps to purchase the property and you have secured a loan for the purchase price, you can complete the closing process and pay the closing costs. Once you have done this, the property is yours and you can collect your new house keys!


12. Move In!

After picking up your house keys, it’s time to start moving! If you’re moving from far away, this will be a long process and require special planning. Below, you’ll find more information and tips for a successful move to Florida.


Some Differences in Buying Property in Florida

Before starting your house-hunting journey in Florida, there are some things you should know. The home-buying process is different from state to state, and you need to know the ins and outs of buying a house in Florida to know what to expect.


Closing Costs

When you purchase a property in Florida, the closing costs are generally between 3 and 9% of the purchase price. So, you’ll need to ensure you can cover these costs as well as the down payment amount.


Property Taxes

Good news! The property taxes in Florida are to your benefit. When you buy a house in Florida, your tax rate will be only 0.98%, which is lower than the national average property tax rate of 1.08%.


Homeowners Association (HOA) Fees

There is a wide range of affluent and affordable neighborhoods in Florida. For more affluent neighborhoods with a wider offering of activities and community amenities, you can expect to pay around $1,000 or more in HOA fees. However, if you live in a less community-led neighborhood, you can expect to pay around $100 in HOA fees.


Homeowner’s Insurance

Of course, your homeowner’s insurance will depend heavily on the price of your property. But, to give you an idea of what to expect to pay, the average cost of homeowner’s insurance in Florida is $2048 per year.


Things You Want to Avoid Before Closing on Your Mortgage

Before you close your mortgage, you must avoid doing anything that could put your finances at risk or jeopardize your mortgage loan. Below are some things you should wait to do until after you’ve closed your Florida home’s mortgage.


Buying a Big-ticket Item: A Car, a Boat, or an Expensive Piece of Furniture

You shouldn’t make a big purchase if you haven’t closed your mortgage yet. Using credit to buy furniture, a car, or a boat will affect your credit report and could even lower your credit score and raise your debt-to-income ratio. This will impact your eligibility for a mortgage loan for your Florida home.


Quitting or Switching Your Job

Many people think they can quit their job to prepare for the move just because they have made the down payment on a property. You will not be a Florida homeowner until you have paid the closing costs on a property. So, while searching for jobs in Florida is advisable, you shouldn’t commit to anything until after paying the closing costs.


Opening or Closing Any Lines of Credit

You should keep your credit report consistent throughout the home-buying process as taking out lines of credit can complicate things for your mortgage lender. Your debt-to-income ratio and monthly income will likely change, and your mortgage lender will need to reassess your ability to make the monthly mortgage payment consistently. This could slow the purchase process, which will be inconvenient for all concerned parties.


Paying Bills Late

Paying your bills late can also harm your financial situation, affecting your credit report. You should stay on top of your payments throughout the home-buying process to ensure no hiccups or snags.


Ignoring Questions From Your Lender or Broker

Your mortgage lenders are responsible for asking you the relevant questions and requesting documents to ensure you can access your loan and buy a house. You should answer questions from your Florida real estate agent and mortgage broker as quickly as possible.


Letting Someone Run a Credit Check on You

You won’t want your credit accounts to change during the home-buying process. Mortgage companies will reconsider the loan if your credit score changes, so avoiding a credit check during this time is important.


Making Large Deposits to Your Accounts Outside of Your Paycheck

Any unusual activity in your accounts, such as large deposits, could present a red flag for your mortgage company and ultimately make them reconsider your eligibility for the loan. For instance, making a larger down payment due to a recent deposit will change the structure of your agreed mortgage contract.


Cosigning a Loan With Anyone

Again, if you cosign a loan with someone else, this will provide cause for your mortgage lender to reconsider and reevaluate your mortgage terms.


Changing Bank Accounts

You should keep your bank account consistent during the home-buying process as opening a new one will complicate the transfer of funds and your balance amount.


Taking Out Any Payday Loans

Payday loans have a high-interest rate and can seriously inhibit your ability to make regular mortgage payments. Taking out a payday loan will put the home purchase in jeopardy.



When moving to Florida, there are many best practices you can implement to ensure you can afford the home’s purchase price and that the neighborhood suits your lifestyle. You shouldn’t make any big financial decisions until after the closing date, either. If you need a Florida real estate agent, why not contact our team of experienced agents at Chatburn Living? We are experts in Florida real estate and are fully equipped to handle all your needs.

Miami Architecture Guide: Top 35 Iconic Places to Visit

Miami Architecture Guide - Chatburn Living - Vizcaya Museum

When you visit Miami, there is a lot to explore. Miami’s architecture is unique, and there are so many different styles and influences behind the buildings in this oceanside city.

Are you ready to learn about the most iconic buildings in Miami?

Keep reading as we discuss the top buildings to visit in Miami if you love Art Deco, Latin, Modern, and Classic architecture. Miami boasts gorgeous buildings in a wide range of architectural styles.


Learn All About These 35 Best Miami Iconic Places to Visit

To plan an exciting Miami trip, check out these beautiful and inspiring buildings littered across the city! Make the most of your trip and visit these stunning sites.


1. One Thousand Museum Residences

Located on Biscayne Boulevard in Miami, the One Thousand Museum residential building is named after the One Thousand Museum on the same street. This high-rise building is a feat of art and architecture. The beautiful swirls cascading the building create an elegant and unique look. If it’s within your budget, you might also consider checking out the luxury apartments inside! The building boasts a state-of-the-art fitness center, private movie theater, helipad, and extraordinary spa.


2. Art Deco District

This historic Miami Art Deco district can be found at the heart of South Beach. The buildings are adorned with beautiful striped canopies. If you visit the Art Deco district at night, you’ll get the most out of your visit. The buildings are lit up by beautiful colorful lights, giving you a better view of the beautiful Art Deco structures. The colorful Art Deco buildings are still just as impressive in the day, too!


3. Olympia Theater

This concert hall and theater venue is a sight to behold—especially if you love the dramatic arts. John Eberson designed the theater itself and it reflects his unique and atmospheric style. Whether you’re catching a show or wish to explore, the Olympia Theater should be on your Miami architecture bucket list!


4. Park Grove

The curved edges of the Park Grove building are genuinely fascinating and have a Logarithmic spiral feel. When you look at this building, you’ll think of the spirals on a snail’s shell or a goat’s horns. The building is home to luxury condos with stunning views on all sides. If you’re searching for an elegant and impressive home in Miami, it’s worth checking out any listings at Park Grove.


5. Ingraham Building

If you like elegant and archaic architectural styles, you’ll be blown away by the stunning Ingraham Building. The beautiful arches in this 1985 high-rise building are reminiscent of much earlier styles.


6. Venetian Pool

The Venetian Pool was built in the 1920s as part of the Venetian Casino in Miami. The pool has a unique origin, carved into the stone quarry in Coral Gables. Back then, plans for the town included a focus on building Mediterranean-style homes for a truly tropical hometown feel. The pool now boasts grottos and waterfalls galore and can be a fun place for a day trip in Miami for you and your family. Who knew a quarry could be turned into something so beautiful?


7. Miami-Dade County Courthouse

The courthouse in Miami-Dade County is truly unique and has a classic feel. When it was built, the courthouse was the tallest building in both Miami and Florida. The slender tower is enclosed in historical tiers and enclaves and has a genuinely stately feel, perfect for a courthouse. The building is 27 stories tall and when it was built, sailors said they could see the building’s lights from over 100 miles out at sea!


8. Palazzo Del Sol

Palazzo Del Sol is situated on an Island off the coast of Mainland Miami. It is a condo building with natural elements in the design. From the apartments inside the Palazzo De Sol, you can see the gorgeous blue jewel waters of Biscayne Bay. And, if you’re a golf lover, you might enjoy stopping at the golf course nearby for a few holes when you visit this stunning building!


9. Central Baptist Church

The Central Baptist Church in Miami is a monument worth visiting. It has Greco-Roman influences, with stunning pillars and statues at the building’s entrance. The pointed roof truly creates an ancient and temple-like feel. If you like Classic architecture, you should visit this church in Miami.


10. Vizcaya Museum and Gardens

The Vizcaya Museum and Gardens was once the estate of a regarded businessman called James Deering. The museum is built in a gorgeous Mediterranean beaux-arts style, with a red slate roof. If you love the Mediterranean revival style, you will enjoy visiting this museum and exploring the relics stowed away inside!


11. Lincoln Road

This building is a parking garage and event space in Miami and has Modern architecture to die for! The building was designed by a Swiss architectural firm called Herzog & De Meuron. The facility can house 300 cars, and harsh zig-zagging lines and protruding elements complement the open-air architecture.


12. Coral Castle

If you want to see where some of the limestones dug up at the Venetian Pool went, you should visit Coral Castle. The beautiful crescent moon structures and interesting limestone shapes will leave you in awe. The limestone castle is between Leisure City and Homestead in Miami Dade County and is in an unincorporated territory.

Miami Architecture Guide - Chatburn Living - Coral Castle

13. Pérez Art Museum Miami

This contemporary art museum is located on Biscayne Boulevard and is another modern Miami building designed by Herzog & De Meuron, the famous and award-winning Swiss architects. At the front of the building are beautifully landscaped terraces that enclose an open and transparent building front. If you’re looking for contemporary art, visit this unmissable architectural building!


14. Alfred I. Dupont Building

From the outside, this building isn’t much to behold. However, stepping inside, you’ll see beautiful gilded metalwork and Classic interior architectural styles. It is an Art Deco-style high-rise building that is typically used for weddings and events. If you’re on East Flagler Street in Miami, it’s worth poking your nose inside!


15. Kaseya Center

The Kaseya Center is formerly known as the American Airlines Arena and is located at the heart of downtown Miami. If you’re interested in large-scale Modern architecture, this is truly a feat. And, while you’re there, you might be able to catch one of the various events they host at this location!


16. La Época

If you love shopping and exploring new architectural styles, you’ll have a ball at La Epoca. The building used to be a Walgreens store, and that’s what it’s still known as today. The building has an interesting curved shape and is built in the Streamline Modern architecture style. The Art Deco staircase in the rear is worth a look, and the interior of the building has three stories to explore.


17. Grove at Grand Bay

The Grove at Grand Bay is a truly decadent condo building. The high-rise building gives the appearance of being twisted, with brise-soleil style balconies and floor-to-ceiling glass windows. The building in Coconut Grove offers stunning views of the marina and Atlantic Ocean sunsets.


18. History Miami Museum

This minimalist Mediterranean revival style architecture is worth a look—and you can learn more about the history of Miami while you’re inside. You can find this historic building in Downtown Miami—so stop by while you’re there!


19. The Brickell Avenue Bridge

The Brickell Avenue Bridge is named for the Brickell family—who once operated a trading post on the South Bank. This bridge is a grand sculpted masterpiece designed by architect Portuondo Peretti. The bas-reliefs on the bridge depict the rich history of Florida, telling the observer a story.

20. The Miami Circle

The Miami Circle is a remnant of a historic civilization on the Miami coast. If you’re interested in learning about the rich history of the Miami area before it was an American city, you’ll love taking a tour of the Miami Circle. The strange holes carved into the limestones were uncovered during a construction project in the late 1900s.


21. Adrienne Arsht Center

The Adrienne Arsht Center is one of the largest performing arts centers in the world. The building was designed by Cesar Pelli and was finished in 2006. The building is reflective of the Art Deco style that is so prominent in Miami.


22. Royal Palm Cottage

The 1897 Royal Palm Cottage building is one of 30 buildings that Henry Flagler built across Miami. The building was painted in the architect’s favorite color—bright yellow. The building is the last remaining cottage and was moved by the Miami design preservation league and given historic building protections.


23. Rubell Museum

New York architect Selldorf Architects designed the Rubell Museum. The building is an excellent example of adaptive reuse in action and is intentionally minimalistic, allowing visitors to appreciate the art within and the surrounding neighborhood.


24. McCrory’s

The history of this Miami building is quite significant regarding the civil rights movement. The McCrory building was one of many department stores scattered across the US. As you enter the building, you’ll see McCrory engraved on terrazzo floor plates.


25. New World Center

The New World Center is a 365-seat performance hall for the New World Symphony America’s Orchestral Academy. The building was designed by the Gehry Partners and had the architect’s well-known bends and folds inside. On the outside, the building is a white rectangular structure, and you’ll often see different images projected onto it during the nighttime.


26. The Old Federal Building

The architect behind the Old Federal Building, James Knox Taylor, completed construction in 1915. Until the 1930s, the building was used as a courthouse and post office, and then it became the first Federal Savings and Loan Association of Miami. It is a Neoclassical building worth visiting during your time in Miami.


27. Wynwood Walls

The Wynwood Walls in Miami can be found in Wynwood as part of the Miami Street Art Museum. The architecture consists of multiple walls coated in a layer of vibrant graffiti. If you love street art and architectural styles, it’s worth visiting the Wynwood Walls.


28. The Ralston Building

Now known as the Carrion jewelry store, the Ralston Building was built in 1917. When it was built, it was the tallest building in Miami—with only 8 stories! If you appreciate skyscrapers and their history, this is a significant building to add to your list, the first skyscraper in Miami.


29. Gesu Church

This building has some very interesting influences. It is a Neoclassical design with Arabic architectural influences. The pale peach building was constructed in 1922, and it can be an interesting place to visit, light a candle, and admire the beautiful architectural style.


30. Delano South Beach

The Delano in South Beach was initially designed by architect Robert Swartburg and has a brilliant white cladding. At the center of the structure’s roof is a geometric accent that creates a modern architectural feel. The building is currently part of a resort in South Beach—why not book a stay for your trip?


31. Capital Building

The capital building reflects early 1920s Second Empire architecture and is an earlier skyscraper in the city. Still standing today, it is used as the Congress building. If you’re in downtown Miami, it’s worth stopping by.


32. Freedom Tower

This building has a rich history. At first, it was home to the Miami News, a prominent Miami newspaper. It was given the name Freedom Tower after the building was used to house Cuban refugees and provide assistance. If you visit the building today, you’ll find that it is used as part of the college campus.


33. Huntington Building

Built in 1925, the Huntingdon building is a monument to the fast-paced construction that was happening at the time. The gritty architecture can provide some inspiration for those who enjoy a unique rooftop. The jutting architecture makes an interesting imprint on the Miami skyline.


34. Monad Terrace

The Monad Terrace building has an interesting U-structure and is clad in stunning, clean glass and metal. There are currently condo units for sale in this building, with truly luxurious balcony space. The architectural style is designed to blend indoor and outdoor spaces to provide a truly unique living experience.


35. Shoreland Arcade

This building perfectly exemplifies Neoclassical, Mediterranean, and Art Deco architectural styles with masonry vernacular details. If you’re in Miami, you should check out this architectural relic—there is plenty of inspiration here!



Whether in Miami Beach or Downtown Miami, there are plenty of architectural amuse bouches to tickle your fancy. Some are relics of Miami’s rich history, while others are functional buildings like condos and hotels.

If you want to move to Miami and live amongst the Art Deco buildings, why not check out the condos and homes available with Chatburn Living? We know Miami real estate best!

Miami Beach Vs South Beach: What’s The Difference?

Miami Beach vs South Beach - Chatburn Living - Main

When considering where to purchase or invest in property in Miami, sometimes it is confusing to figure out the difference between Miami Beach and South Beach. Many people think that these are completely separate areas of Miami, but would you be surprised to know that South Beach is actually a part of Miami Beach? In fact, Miami Beach consists of three distinct areas: South Beach, Mid Beach, and North Beach. 

But which area is best for purchasing a property for your home or investment? 

Keep reading as we discuss the different areas of Miami Beach, including the unique amenities and vibe of each location. Knowing which area best suits your lifestyle is critical if you’re planning on moving to Miami Beach.


Miami Beach: Where Is It, And What Areas Does It Include?

Miami Beach is one of the most sought-after locations in Miami-Dade County and for good reason! Situated along the picturesque Atlantic Ocean, Miami Beach boasts an idyllic coastal location that provides residents with easy access to miles of pristine beaches. Miami Beach is also renowned for its tropical climate, characterized by warm temperatures and abundant sunshine throughout the year. The city offers a year-round outdoor lifestyle, allowing residents to partake in various activities such as swimming, boating, and cycling, regardless of the season. Chic boutique hotels 

Besides the stunning beauty and excellent climate, Miami Beach is also a cultural and artistic hub that embraces diversity and creativity. Art galleries, museums, and theaters provide residents with a vibrant and dynamic cultural scene. The world-famous Art Deco Historic District is a must-see. 

Miami Beach is a food lover’s paradise, boasting an eclectic culinary scene that caters to diverse tastes. From world-class restaurants to trendy food trucks, the city offers a wide array of dining options. Bon appetit!

Situated on a barrier island, Miami Beach is nestled between the majestic Atlantic Ocean to the east and Biscayne Bay to the west. The city is connected to the mainland by several causeways, providing easy access to the rest of Miami and surrounding areas.

Keep reading to find out the differences between the three areas of Miami Beach – South Beach, Mid Beach, and North Beach. 


North Beach

North Beach is the uppermost portion of Miami Beach, stretching from around 63rd Street to the northern tip of the Island underneath Bal Harbour and Surfside.

Next to North Beach to the west is the Normandy Isles, which separate a portion of North Beach from Biscayne Bay.


Mid Beach

Mid Beach is located in the middle of the island and is part of Miami Beach, encompassing the area from roughly 23rd Street to about 63rd Street. The exact boundaries of Mid Beach can vary slightly depending on different interpretations. The Julia Tuttle Causeway, connecting Miami Beach and the mainland, allows commuters and island visitors to drive to and from the mainland easily.


South Beach

South Beach is the bottom portion of Miami Beach and is typically considered to extend from 1st Street at the southern tip of the island to about 23rd Street. It is considered a popular holiday destination, which is why there are so many chic boutique hotels in this part of Miami Beach.


South Beach (SoBe): What You Need To Know

Now that you know where South Beach is located, let’s explore what it’s really like in SoBe. Here’s everything you need to know about life and culture in South Beach.


It’s One Of The Most Popular Beaches In The World

South Beach is the most popular beach in Miami and one of the most famous in the entire world. Why? There’s so much to enjoy! From the art deco hotels to the dance clubs, bars, restaurants, and resorts, there’s something for everyone at SoBe. You can enjoy cocktails with friends, tanning on the beach, or exploring the area’s boutiques, attractions, and restaurants. Hospitality is the dominant sector.


It’s The Busiest And Most Touristy Of The Three Areas

South Beach is a popular tourist destination, known for its energetic and lively ambiance. The neighborhood is filled with trendy restaurants, bars, nightclubs, and entertainment venues, providing a vibrant social scene and a plethora of options for dining, shopping, and nightlife. This also means it can get crowded, especially during peak seasons. The influx of visitors may result in increased traffic, longer wait times at restaurants, and a generally busier atmosphere. 


Where To Eat, Shop, Live, And Have Fun

Many features make SoBe stand out. Here are some of the outstanding amenities popular in this part of Miami Beach:

  • Miami Beach Botanical Garden – the botanical garden is a beautiful place to spend the day with your family, have coffee with friends, or even have a romantic picnic.
  • Sunset Harbour – if you want to enjoy South Beach’s fine dining while overlooking the harbor with its white sails and gentle blue waters, then Sunset Harbour is the place to go. You can enjoy fresh fish and seafood with a relaxing breeze on the beachfront.
  • Espanola Way – if you want to enjoy margaritas and Mexican foods, you’ll love dining at Espanola Way in South Beach. Karaoke bars, restaurants, and markets are abundant on this street in SoBe.


Quality Of Life

South Beach is vibrant, exciting, and full of life. There is a diverse crowd of people, and you can enjoy numerous activities beyond the beach and water. However, if you like peace and tranquility, choosing another region in Miami Beach is probably best, as this area can get pretty busy during the holiday season! This makes South Beach a strong market for rental income, as the rental market is strong and Miami has relatively favorable regulations for short-term rentals.


Activities Nearby

There are many unique activities to enjoy in South Beach, from the stunning South Pointe Park and pier, which is located at the Southern Tip of the island, to the World Sex Museum, which is an exciting day trip for you and your friends (which might inspire a few laughs)! South Beach is renowned for its iconic Art Deco architecture. Taking a stroll along Ocean Drive, Collins Avenue, and Washington Avenue allows you to admire the vibrant, pastel-colored buildings and experience the unique charm of the Art Deco Historic District. Many guided walking tours are available to provide insights into the architectural history and cultural significance of the area

Located in the heart of South Beach, Lincoln Road Mall is a pedestrian-friendly promenade lined with shops, restaurants, cafes, art galleries, and entertainment venues. It’s a bustling hub of activity where visitors can enjoy shopping, dining, people-watching, and live performances. The outdoor dining options and vibrant atmosphere make it a popular spot for both locals and tourists.


Neighborhoods, Hotels, And Parks

If you want to purchase a luxury property in South Beach, then La Gorce Island is the way to go, with home prices averaging around $5 million on this secluded piece of land.

The cost of living and property prices are steeper in this area due to the wealth of activities and attractions. There are also many hotels, parks, and beaches in the area.


Nightclubs And Restaurants

South Beach is the perfect place to let loose and party like a celebrity! There are plenty of nightclubs with quaint names like ‘Do Not Sit On The Furniture’, ‘LIV’, and ‘Basement’. You can go bar-hopping with your friends to find your favorite hangout.

Pollos & Jarras is a highly-recommended Peruvian steakhouse in SoBe worth checking out, and there are plenty of Cuban restaurants to try. Or, you can visit Paperfish for sushi with fresh fish and seafood or even Pummarola for authentic Neapolitan Pizza.



Sunset Harbour is one of South Beach, Miami’s chicest shopping places. You can find cute boutique stores along the beachfront for a pleasant shopping trip and enjoy fresh seafood cuisine at one of the local restaurants. 



The vibe in South Beach is popping! If you like to have leisurely activities on your doorstep and a vibrant, energetic nightlife scene, then you’ll love SoBe. But, if you prefer to hang back and enjoy some quiet, you may become overwhelmed by how busy the area gets in peak tourist season. Of course, the popularity of South Beach gives it excellent investment potential!



Miami Beach vs South Beach - Chatburn Living - Miami Beach


Mid Beach – What You Need To Know

Mid Beach is located conveniently between North and South Beach, and it allows you to access the energetic events of South Beach without the hustle and bustle during the busy seasons!


Mid Beach Is A Good Middle Ground (Literally!)

Mid Beach is located between South Beach and North Beach, offering a more relaxed and residential atmosphere. This area is characterized by luxurious high-rise condominiums, upscale resorts, and a quieter ambiance. Mid Beach provides a balance between the vibrant energy of South Beach and the tranquil serenity of North Beach.

If you don’t like being overrun by excited tourists, then Mid Beach is a great way to get out of the way – without losing access to all of the fun events in South Beach. It is the perfect middle ground for those who like a good mix of peace and partying!



The beaches in Mid Beach are generally less crowded and more relaxed vs. South Beach. The shoreline is wide, with soft sand and clear turquoise waters. Mid Beach provides a more serene and tranquil beach experience, ideal for those seeking a quieter and less hectic atmosphere. The beach is typically frequented by residents and visitors looking to enjoy a peaceful day by the ocean.


Where To Live, Shop, Eat, And Have Fun

There are many retail shops, restaurants, and scenic destinations to enjoy in MiMo, along with a relatively quiet and peaceful environment!


Quality Of Life

Mid Beach is known for its residential neighborhoods, offering a quieter and more laid-back atmosphere compared to the bustling areas of South Beach. 

Mid Beach boasts beautiful stretches of sandy beaches along the Atlantic Ocean. Residents have convenient access to the beach, allowing them to enjoy activities like swimming, sunbathing, and beach sports. The quieter beaches in this area provide a more serene and relaxed beach experience compared to the livelier South Beach.

The atmosphere in Mid-Beach is very relaxed and laid back, perfect for settling into a residential property with your family or as a young professional. The properties in Mid Beach are much more affordable than at the southern point of the Miami Beach area.

The crime rate is moderate, making it a great place to live with your family. It is a dense urban area with a vibrant atmosphere – just not the wild nightlife and tourism of South Beach.


Activities Nearby

There are plenty of activities you can enjoy in Mid-Beach Miami, whether you’re looking for a day trip, outdoor activities, or a night on the town Here are some of the nearby attractions to check out in MiMo:

  • Fontainebleau – if you love architectural styles, it’s worth visiting Fontainebleau. The mid-century hotel has an intricate architectural design with marble bowtie floors. It’s worth a visit if you’re in Mid Beach, Miami.
  • The Bass – another architectural feat, The Bass in Miami is an art deco masterpiece. If you enjoy art deco hotels and architecture, you’ll be in awe when you stroll through The Bass.


Neighborhoods, Hotels, And Parks

In addition to the beach, Mid Beach offers several parks and green spaces where residents can enjoy outdoor activities. Examples include the Miami Beach Botanical Garden and 53rd Street Park, which feature lush landscapes, walking paths, and spaces for picnics and relaxation.

Collins Park is a stunning Mid Beach park nestled amongst some vibrant places for music, drinks, and food. You can spend the entire day at Collins Park enjoying the sun, sand, water, and entertainment.

If you’re looking to visit Mid Beach and scope out the area, you’ll have many historic and popular hotel choices. The Palms, The Confidante, Fountaine Bleu, and Eden Roc are all well-known establishments in Mid Beach, offering guests a range of amenities, beautiful surroundings, and memorable experiences.

Properties in mid-beach include single-family homes, townhomes, luxury condo buildings, and high-rise apartments, providing stunning views of the Atlantic Ocean on all sides.


Nightclubs And Restaurants

The nightclubs in Mid Beach are less like the mega clubs in South Beach but still provide that after-hours experience for eager partygoers. Clubs like Treehouse, LIV, and Soho Beach House are worth a visit – though you’ll need to be a member to get into the exclusive Soho Beach House!

Mid Beach offers a variety of dining options, though they may be more limited compared to busier areas like South Beach. Residents can find a range of restaurants offering diverse cuisines, from upscale dining to casual eateries. You’ll love Cecconi’s! It has a romantic atmosphere with ivy branches and twinkling lights, and the food is the height of fine dining. You can enjoy divine lobster dishes, dumplings, and truffle-garnished pies. Some other notable mentions include Los Fuegos for Argentinian cuisine and The Matador Room for sushi, Spanish tapas, and Caribbean flavors.



The Faena Bazaar is the best place to go shopping in Mid Beach, Miami – by a long shot! It is a department store with five stories filled with curated luxury goods to browse. The oceanfront property is hard to miss, with the pink pouts adorning the front of the stunning white building.



For individuals seeking a more peaceful and residential setting within Miami Beach, Mid Beach provides a quality of life that balances tranquility, access to nature, and proximity to urban amenities.


North Beach – What You Need To Know

North Beach is situated right above Mid Beach and just below Surfside. It is the most tranquil area in Miami Beach, and the surrounding neighborhoods like Bal Harbour are also an excellent choice if you’re looking to settle down in this tropical paradise.


North Beach Offers A Quieter, More Relaxed Atmosphere Than The Other Two Areas

North Beach is not a holiday destination but is more exclusively tailored to meet the needs of residents. The beach in North Shore Park is mainly designed to accommodate the needs of residents and thus is only a tiny portion of the beach. This has advantages for residents, as it keeps the area private while still allowing them to enjoy pristine white sand without the noise of tourists.


Where To Live, Shop, Eat, And Have Fun

Here is a rundown of the best attractions and things to do as a North Beach, Miami resident.


Quality Of Life

The quality of life is excellent in North Beach if you’re seeking a quiet and calm lifestyle, with the hustle and bustle of Mid and South Beach within arm’s reach. There are plenty of reasonably priced properties in North Beach, including condos and detached houses.

This area is the best choice if you’re seeking properties for you and your family, as the crime rate is relatively low, even lower than the Mid and South Beach areas.


Activities Nearby

The North Beach bandshell will be your paradise if you love nature. The Uleta State Park offers hiking, biking, and kayaking opportunities. Families who love the great outdoors and an active lifestyle will do well in North Beach.


Neighborhoods, Hotels, And Parks

North Beach comprise several neighborhoods, including Normandy Isles, North Shore, and Surfside. Normandy Isles is known for its charming island-like setting, with waterfront properties, golf courses, and a mix of residential and commercial areas. North Shore features a mix of mid-rise and low-rise buildings, parks, and a vibrant arts scene. Surfside, located to the north of North Beach, is a more upscale area known for its luxury oceanfront properties, upscale shopping, and dining options.

You can visit North Beach easily and stay in one of many highly-rated hotels, such as the Ramada Plaza, Newport Beachside Hotel, or Residence Inn. There are plenty of parks, such as Victory Park and East Greynolds Park, and also an outdoor fitness park. With such abundant opportunities for exercise, the neighborhoods in North Beach make an excellent place to lay down your roots.


Nightclubs And Restaurants

Hungry for some Italian Focaccia? You’ll love taking a trip to Liguria Bakery on a Sunday afternoon – this family-run business pours love, time, and energy into each of its delicious pieces of bread.

Bodega is a popular choice for wine lovers in North Beach, offering high-quality wines and small plates for a great evening out.

Il Pollaio is another popular eatery in North Beach, and it isn’t for the vegans among us. As the name suggests, the menu consists mainly of delicious chicken dishes and some rabbit or lamb dishes for meat lovers!

Though the nightlife in North Beach is quieter than what lies below the southern border, you can still enjoy a night out on the town in style and elegance!



The Aventura Mall, promenade shopping streets, and comic and thrift stores make North Beach a quaint shopping experience. If you like to keep it organic, there are plenty of farmers’ markets in North Beach.



The vibe in North Beach is generally relaxed, laid-back, and family-friendly. The atmosphere is quieter compared to the bustling South Beach, making it an attractive option for those seeking a more tranquil beach lifestyle. North Beach has a diverse community, with residents from different backgrounds, including families, young professionals, and retirees. The area offers a sense of community and a slower pace of life, making it appealing to those who prefer a more residential and neighborly ambiance.



So, Miami Beach vs. South Beach – which is right for you? As you now know, the real question is South Beach vs. Mid Beach vs. North Beach. Ultimately, your chosen area depends on the lifestyle that best suits you. Let the Miami experts at Chatburn Living answer any questions you may have about buying property in Miami! Our passion is delighting our customers with knowledge, experience, and customer service.  To browse properties in Miami Beach, why not check out the beautiful homes at

19 Best Places to Live in Miami, FL, in 2023

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Miami is one of the most popular metropolitan areas in the United States. The sunny Florida weather, Formula 1 racetrack, and stunning beaches are just some of the many attractions that draw residents in.

The new developments and investments in Miami are also making this an attractive area for new residents.

Want to learn more about the best residential neighborhoods and vibrant downtown Miami areas? Keep reading as we explore the best 19 places to live in Miami, helping you to make the right choice for your next home and experience the best of sunny Miami!


How to Choose the Best Place to Live in Miami?

When deciding where to settle next, there are several important factors to keep in mind, including what there is to do there. Below are some of the things you should consider when choosing between the best neighborhoods in Miami

  • Budget—you need to consider how expensive homes in the area are.
  • Safety—it’s a good idea to check the crime rate in the area to see how safe you will feel when living there.
  • Amenities—it’s no good moving somewhere only to find they don’t have the amenities you need. You should look at the restaurants, cinemas, shopping centers, and amenities close to the neighborhood to ensure it meets all of your needs.
  • Housing type—if the area only has detached houses and your budget can only cover an apartment, then the area won’t be suitable for you or your family.

These considerations will help you determine your needs and what you value most in a new neighborhood.


Learn All About These 19 Best Places to Live in Miami, FL, in 2023

Now that you know which features and qualities you should look for when choosing a Miami neighborhood, let’s dive in. Here is our list of the 19 best communities in Miami for you to choose from!



Pinecrest is a carefully managed suburban village in Miami. If you’re looking to adopt the suburban lifestyle, you’ll be amazed at what Pinecrest has to offer. Plenty of parks, botanical gardens, lakes, and rich wildlife will be on your doorstep in Pinecrest.

The village is managed by five council members that act per the Government to provide safety and perform homeowner’s association duties. Pinecrest is a great place for families as it is one of the safest neighborhoods in Miami. If you require extra safety and security, you can always choose one of the gated communities in Pinecrest for your next home.


South Beach

With an eye for beauty and fashion, the famous Gianni Versace chose to make South Beach his home. South Beach is where you will find the Versace mansion, which offers glorious beaches for all to enjoy.

Ocean Drive in South Beach is known for providing Art Deco architecture, an unmissable pedestrian shopping district, and stunning beach views. This is a pedestrian-friendly neighborhood in Miami where you will find many tourists and sun-seekers.

As with any other metropolis, there are some shady areas in South Beach that it might be wise to avoid. However, South Beach is moderately safe and provides an excellent neighborhood if you’re seeking somewhere vibrant and eclectic to live.


Coral Gables

Coral Gables’ most famous attraction is its Venetian pool, carved into the remnants of a mining quarry. Coral Gables has everything you need if you want to swim but wish to avoid the beachfront neighborhoods. You’ll find botanical gardens and aquariums right on your doorstep.

The area itself has something for everyone—it’s a mix of suburban and urban elements, providing both fast-paced and slower living options for residents.

If you live in the areas closest to Miami, the crime rate in Coral Gables will be higher. Property crimes in Coral Gables are the largest contributor to the crime rate, and therefore, the neighborhood is still relatively safe for residents.


South of Fifth

This is a small neighborhood located on the southern tip of Miami Beach. It is considered a very affluent area, offering many local eateries and yacht ports for residents to enjoy.

Since this is a very metropolitan area, you’re more likely to find stunning condos than detached homes in this neighborhood. You’d be surrounded by breathtaking views of the Atlantic Ocean in your SoFi home.


Glenvar Heights

Glenvar Heights is a census-designated neighborhood in Miami with plenty of attractions. The Doug Barnes Park offers opportunities for kayaking, open-water swimming, and other lake water sports.

Most residents in Glenvar Heights own their homes, and it is considered one of the safer neighborhoods to live in Miami.

Glenvar Heights would be the right choice for you and your family if you’re looking for a quiet urban feel.


Little Havana

Little Havana is a very historic neighborhood with a rich Cuban influence. Living here will give you access to authentic Cuban food, and you will be situated amongst some heavily Cuban-inspired architecture.

Little Havana is still considered a safe neighborhood. However, there is a higher gang presence in Little Havana than in other parts of Miami, so it’s important to keep this in mind when deciding whether to move here.

If you’re a dancing fan, you and your family will love the festivals, dancing, and festivities that regularly occur in Little Havana. The housing options in this area mainly include condos and apartments rather than houses and detached properties.


Coconut Grove

Coconut Grove is often considered one of the most beautiful neighborhoods in Miami. Its palm tree-lined streets and oceanside location make it a serene environment. The sidewalk cafes and upscale boutiques make this an incredibly sought-after location.

This is an ideal location for families and home buyers interested in boating, and it offers condos and beach houses.

Coconut Grove is about 55% safer than the rest of Miami, and you can expect a high level of safety and privacy when living in this area.


West Miami

West Miami is a calm neighborhood, mainly populated by elderly citizens and families. There is an abundance of stores, plazas, and markets to enjoy. The crime rate in West Miami is in line with the crime rates for most cities in the USA.

There is plenty of cultural diversity in West Miami, with many English and Spanish-speaking people intermingled.

If you’re a Spanish-speaking citizen, West Miami offers proximity to Spanish and American cultural influences for a perfect blend!

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Bal Harbour

Bal Harbour is a popular resort located within walking distance of a stunning bay. It is located just south of Fort Lauderdale. The white sandy shores make for a beautiful morning walk, jog, or beach day with the family. Bal Harbour has plenty of restaurants, bars, and shops to enjoy. The neighborhood has a dense urban feel, and most residents own their homes.

However, Bal Harbour is home to many hotels and resorts and is a relatively affluent area, so it has a higher crime rate than most US cities. Bal Harbour is close to Oleta State River Park, Bal Harbour Beach, and Haulover Park, providing plenty of direct beach access and days out in the beautiful South Florida landscape.



If you’re into coffee shops, art, and culture, Wynwood is the best choice. Upscale boutiques, late-night bars, and bistro restaurants litter this Miami area. The community life in Wynwood is led by art and culture, with murals from Wynwood’s street artists adorning most of the buildings in the area.

Wynwood may not have waterfront access, but it provides plenty of museums and galleries and is considered a vibrant “happening” place to live.


Brickell and Downtown Miami

Brickell and Downtown Miami are known for providing excellent shopping opportunities and event venues. Downtown Miami, during the daytime, is home to open-air malls, jewelry stores, and department stores.

At night, however, the Kaseya Center makes this area a bustling and vibrant place for music, events, and nightlife. The Perez Art Museum, Florida Grand Opera, and Miami City Ballet are also attractive features for a resident in Downtown Miami.

Downtown Miami properties are primarily condos and apartments as this area is more urban. If you plan to move to Downtown Miami, you will enjoy the vibrant and energetic atmosphere without the hustle and bustle of city life!


Palmetto Bay

Palmetto Bay is a neighborhood in Miami Dade County with a certain level of small-town charm and is considered a village. Palmetto Bay is worth considering if you’re looking for a quaint suburban area!

Bill Sadowski Park is an excellent place for a picnic, and Zoo Miami is a great place to spot some colorful flamingos. There are many parks to facilitate fun days out with the family, and most residents in Palmetto Bay own their homes, increasing the close-knit community life.

The cost of living in Palmetto Bay is slightly higher than the national average, but the crime rate aligns with the national average. This is a safe neighborhood for families moving to Miami.



Aventura is considered a planned suburban city in Miami and has a stunning city skyline you can enjoy from a rooftop restaurant or bar. The Aventura Mall is a famous shopping experience in South Florida.

Aventura Mall houses Bloomingdale’s, two Macy’s stores, and JCPenney. Residents in Aventura can enjoy a luxury shopping experience right on their doorsteps. Aventura properties are primarily condos and apartments, and a few holiday resorts are located in the area.

And, if you’re a fan of outdoor activities, you can enjoy the Tidal Cove Waterpark in Aventura. The crime rate in Aventura is meager, making this one of the best neighborhoods if you’re looking for a safe place to live.



Surfside is known for beautiful serene beaches, direct beach access, and a vibrant food scene. Located in the downtown Miami district, Surfside provides a calm and comforting residential suburban area.

Surfside has a low crime rate, making it an excellent location for young professionals living alone and families who need extra security and privacy.

Properties in Surfside are mostly pleasant villas and condos, allowing you to experience the Miami beach environment without the hustle and bustle of city life.


Key Biscayne

Key Biscayne is a unique neighborhood as it is located on a small island across from mainland Miami. The beautiful Biscayne Bay is backed by a tropical paradise with palm trees and rainforest foliage. If you want your home to feel like a tropical paradise holiday, you might consider purchasing property in Key Biscayne.

You’ll find plenty of upscale restaurants in Key Biscayne, but if you’re thinking about living here, you’ll need to consider the extra commute for things like shopping trips, groceries, and food deliveries.

Privacy is the main attraction of Key Biscayne as it is sparsely populated. Key Biscayne and Biscayne Bay also have a lower crime rate than most American neighborhoods, providing a truly idyllic atmosphere.


Miami Beach

Miami Beach is located on an island connected to mainland Miami by a series of bridges. Miami Beach is known for Ocean Drive, a famous street filled with restaurants and stores.

The Bass Art Museum is an excellent attraction for a Miami Beach tourist or resident. The city also has many parks for family day trips and picnics.

There are plenty of estates and condos in the Miami Beach area.


Miami Shores

Miami Shores is a quiet neighborhood for young professionals and families moving to Miami. The neighborhood is located six miles out from the beach, opposite Biscayne Bay. The Bayfront Park in Miami Shores is a sought-after location for families and beach homes.

The architecture in Miami Shores is in the Mediterranean Revival style, and you’ll find some beautiful Art Deco architecture there, too.

The Miami Shores Country Club, Museum of Contemporary Art, Biscayne Boulevard, and Oleta State River Park are some of the most notable attractions in the area. Miami Shores has a relatively low crime rate, making it suitable for families.


Bay Harbor Islands

The Bay Harbor Islands are located between Biscayne Bay and Bal Harbour, close to the Keystone Islands. If you want your home to feel like an island paradise on the sunny Miami beach, the Bay Harbor Islands make an excellent choice.

You will be near North Beach, connected to mainland Miami by bridges. You can enjoy day trips at Haulover Park or Biscayne Beach, and you can visit Collins Avenue for shopping trips. The property types vary in the Bay Harbor Islands, and you can choose between condos, apartments, and detached homes, depending on your budget.

The crime rate in the Bay Harbour Islands sits around the national average, so the area is considered quite safe.



Edgewater is known for its high-rise condos and apartments and offers plenty of luxury residences. Living in Edgewater, you can enjoy the tennis courts, parks, and gardens in Margaret Pace Park, along with a broad offering of restaurants and cuisines.

Edgewater has a dense urban feel, and most people rent their homes there. It is ideal for professionals and those seeking a fast-paced and vibrant area.

Edgewater’s crime rate sits significantly below the national average, making this a sound choice for those seeking safety and an urban lifestyle.



When choosing where to live in Miami, it’s best to opt for downtown areas and suburban neighborhoods as this will give you some time away from the hustle and bustle of urban areas while still allowing you easy access to urban life.

If you’re considering moving to Miami and wish to experience the beauty of this tropical paradise, you should check out the properties on offer at Chatburn Living. We provide elegant, stunning, and serene properties for families and young professionals in Miami!

The 16 Best Neighborhoods in Miami to Live

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When considering where to move to next, Miami should be at the top of your list. Miami Dade County has lovely, vibrant, and tranquil neighborhoods—there’s something for everyone and every lifestyle!

But which neighborhoods in Miami would suit your lifestyle?

Keep reading as we explore why Miami is a great place to live and the various neighborhoods you can choose from to facilitate your ideal lifestyle!


What Makes the Miami Area a Great Place to Live?

It’s time to sell Miami. Here’s what makes Miami a great place to live for young professionals, families, and retired citizens.


Enviable Climate

Miami is the closest thing to tropical in the USA. You can enjoy sun-soaked beaches, parks, and palm tree-studded streets. The heat is moderate, with monsoon rains and tropical thunderstorms. The winters in Miami are considerably drier and less humid than elsewhere in the USA.


Cultural Diversity

People flock from across many countries to live in Miami. Their population is vibrant with many influences from all over the world. Since it’s such a famous location with a thriving economy, Miami draws in people from different cultures worldwide, making it a very blended culture.


Thriving Economy

Miami is more than just a popular tourist destination and has a thriving economy. The finance, healthcare, and construction industries are particularly buzzing in Miami. The city provides an epicenter for job opportunities, allowing young professionals to find work.


Real Estate Market

The real estate market in Miami is drastically varied. You can find luxury condos, villas, and homes on the market, and you can find affordable homes too. There are popular upscale locations in Miami if you want privacy and luxury. Or, you can easily find neighborhoods in Miami with affordable homes that are ideal for families and young professionals.


Recreation and Entertainment

Miami provides plenty of recreational activities and entertainment for both visitors and residents. You’ll be spoilt for choice regarding restaurants and cafes, and South Beach provides the perfect nightclubs for a wild adventure! There are also abundant parks, beaches, and natural attractions for you to enjoy if you’re a nature lover. There is something to suit every lifestyle in Miami!


Natural Beauty

What makes Miami the most sought-after location for tourists is its beauty! The iridescent and tranquil blue waters, beautiful beachfront boulevards, and pure white sand beaches are truly sights to enjoy. Imagine living in Miami with all that beauty on your front doorstep!


Convenient Location

When you live in Miami, you’re only an arm’s reach from some popular travel destinations, such as the Caribbean Islands and South America. You’ll also be situated beside the Atlantic Ocean, which makes trips across the pond easier!


Quality of Life

The quality of life in Miami is immeasurable—you’ll benefit from the year-round sun, which is great for your mental health. You’ll also feel like living an outdoor lifestyle, getting more exercise, and experiencing the pleasure of nature. You can take advantage of exploring more food, entertainment, and relaxation than you ever thought possible in your hometown!


Learn All About These 16 Best Neighborhoods in Miami, Florida

Now that you know why Miami is such a popular living location, let’s explore some of the best neighborhoods in Miami to consider when beginning your property search.


Downtown Miami

Downtown Miami is one of the best places to live if you’re looking for somewhere relatively quiet with that urban neighborhood feel! The area is busy and vibrant, with a thriving events and entertainment quarter. Here, you’ll find the Kaseya Center, Florida Grand Opera, and Miami City Ballet. If you love arts and culture, you’ll be at home in Downtown Miami.



For young professionals in the finance sector, Brickell is the place to be. Brickell is made up of stunning high-rise buildings and has a gorgeous skyline. If you’re seeking properties in Brickell, you’ll find many high-rise apartments with stunning coastal views, the perfect homes for financial professionals making their mark in Miami.


Coconut Grove

Coconut Grove is perfect for families who prefer a lusher and greener neighborhood. There are plenty of green spaces and tree-lined streets in Coconut Grove and plenty of condos and houses to browse. The area has a mix of businesses, restaurants, bars, and cafes, providing something for everyone to enjoy!


Key Biscayne

Key Biscayne is located on a barrier island across from mainland Miami, surrounded by exquisite beaches—like Biscayne Bay with its distinctive lighthouse. Across the southern border of Key Biscayne, Bill Baggs Cape Florida State Park provides a beautiful escape into nature for young families who love to explore. Properties in Key Biscayne are pricier and more luxurious than in other areas of Miami, but who wouldn’t pay more to live in such a beautiful and tranquil location that’s within arm’s reach of the city?

Best Neighborhoods in Miami - Chatburn Living - Key Biscayne

Bay Harbor Islands

The Bay Harbor Islands are separated from the mainland by Biscayne Bay, and you’ll find many condos and homes scattered across these islands. These smaller islands have an urban feel, but there is still a sense of community life as most residents own their homes there. You can soak in the tranquility of Miami in this area as you’ll have a great view of the beautiful beach and tranquil waters from most places on the island.


South Beach

South Beach is a trendy holiday destination for tourists. If you’re looking for a quiet, family-oriented neighborhood, this isn’t the place for you. However, if you’re looking to live a life of leisure and luxury—getting out on the town and making the most of life—then you’ll love South Beach. It can be quite busy in this area during the summertime, but if you like company, South Beach is worth considering!



Surfside is located above Miami Beach and is considered a far less busy alternative to South Beach. It is more tailored to meet the needs of residents than tourists, providing a rich community life.

You’ll find plenty of luxury properties in Surfside, along with perfectly quiet and calm communities—perfect for families with children. 

The crime rate in Surfside is extremely low, so you can rest easy knowing your community is a safe one. You can enjoy day trips on the beach, and experience decadent seafood grills at the local beachfront restaurants. Life in Surfside feels like living in a resort and is worth considering when planning your life in Miami.


Coral Way

Coral Way is a neighborhood in Miami with traditional architecture from the early 20th century. If Art Deco architecture is your jam, you’ll love property searches in Coral Way. The lifestyle on offer in Coral Way is very different from downtown Miami and South Beach. It provides a peaceful environment for those looking to slow things down and be “more brunch, less clubbing.”

The neighborhood has a strong Cuban influence, and you won’t struggle to find delicious Cuban food and cafes. There are also plenty of nature trails and green spaces to enjoy during the daytime with your family and friends. Life is a breezy affair in Coral Way.


Coral Gables

Coral Gables is the perfect blend between suburban lifestyle and urban vibrancy. If you live in Coral Gables, you’ll have the choice between lush high-rise condos and apartments or traditional family homes. You’ll also have access to the Venetian Pool, a large pool carved into a quarry—a popular attraction and destination in the area.

The Fairchild Botanical Garden is also worth a visit for a day in nature with your family and friends. Coral Gables is the perfect combination of busy and quiet to suit a varied lifestyle!


Upper East Side

The Upper East Side in Miami is the perfect place to look if you want a home with Miami Modern (MiMo) architecture. Biscayne Boulevard has plenty of MiMo-style buildings to admire as you walk along the street. There are also characterful sidewalk cafes to enjoy, along with many boutique stores to explore.

This area has strong retail and design influences, with plenty of showrooms and galleries to peruse. If you’re an art lover, the Upper East Side could be a happy home for you and your family. It has an urban and suburban mix, with plenty of green spaces to get the best of both worlds.



Some say that Pinecrest is the number one neighborhood in Miami for families, and the lush green area is worth considering. Five council members govern the community and operate under the council-member form of government.

Pinecrest Park provides an excellent opportunity for families to explore the great outdoors, and there are plenty of suburban homes available on Pinecrest’s tree-lined streets. There are also many fine dining restaurants, from NYC to Italian cuisine, and plenty of cafes for your morning cup of Joe!


South Of Fifth

South Of Fifth, or SoFi, is one of the more affluent neighborhoods in Miami. If you’re looking for Miami neighborhoods that accommodate an elegant lifestyle, then SoFi makes a great choice. The community offers direct beach access to white sand beaches and 5-star restaurants galore. You’ll also have access to South Pointe Park for days in nature, hikes, and jogs. There are luxury condos and luxury estates in this South Beach location. However, if you want oceanfront condos, these will be on the pricier side.



Aventura is a planned suburban area in Miami and has a lot of delightful retail opportunities on offer. If you live in Aventura, you’ll likely be within walking distance of Aventura Mall, which has many excellent luxury stores—such as Macy’s, JCPenney, and Bloomingdale’s—for a truly chic shopping experience. You’ll find many ultra-luxury condos in Aventura and most residents own their homes, so you can enter a tight-knit and longstanding community in the area.



Edgewater has an urban feel, with plenty of high-rise condos and apartment buildings. It offers direct waterfront access and is situated right on the water’s edge (hence, Edgewater). If you’re looking for a neighborhood with plenty of cafes and picnic spots, you’ll be content in Edgewater. Most people who live in Edgewater rent their homes.


West Miami

West Miami is one of the most ideal neighborhoods for families with children. It is extremely safe and has a laid-back and suburban feel. Many locals in the area are Latino, and there is plenty of cultural diversity. Cooper Park and the West Miami Rec Center are hotspots for community activities, allowing locals to gather and build a sense of community! Properties in the area are primarily condos and houses, and the district is ideal if you’re seeking a relaxed way of living.



Wynwood is easily recognized by the vibrant and colorful murals adorning the sides of buildings. This is a creative paradise—you can find craft breweries and galleries galore in this Miami design district. If you like an urban feel with a hip, artsy vibe, Wynwood is the place for you. Wynwood is also wholly walkable, so you’ll find all local amenities within walking distance of your home!



Whether you’re seeking an exciting, fast-paced city feel or a laid-back suburban lifestyle, there’s something for everyone in Miami. You can have a perfect mix of city and suburb wherever you’re located, with access to all the best restaurants, clubs, and attractions.

To check out your real estate options in Miami, why not browse what’s on offer with Chatburn Living? Our property specialists are always happy to help and have years of expertise in Miami real estate!

Miami Real Estate Agent 101: Tips for Securing the Best Deal on a Property

Are you in the market for a property in Miami but don’t know where to start? The process of buying a property can be overwhelming, but with the right real estate agent, you can secure the best deal on a property that meets your needs and budget. We have laid out some tips on how to find a reliable Miami real estate agent and secure the best deal on a property.

Why You Need a Miami Real Estate Agent

Purchasing a property in Miami requires an extensive knowledge of the local real estate market. A Miami real estate agent can provide you with insights on available properties and help you negotiate a deal that meets your needs and budget. An experienced agent can also guide you through the buying process, including property inspections, title searches, and financing options.

Tips for Finding the Right Miami Real Estate Agent

Here are some tips to help you find a reliable Miami real estate agent:

Research online

Start your search for a Miami real estate agent by researching online. Check out websites of reputable real estate brokerages in Miami, and read reviews from past clients. Look for an agent with a proven track record of success and positive reviews from clients.

Ask for referrals

Ask your family, friends, and colleagues if they have worked with a Miami real estate agent in the past. Word-of-mouth referrals can be an excellent way to find an agent who has a reputation for providing excellent service and securing the best deal for their clients.

Check for licensing

Make sure that the Miami real estate agent you choose is licensed and registered with the appropriate state agency. You can check the license status of a real estate agent by visiting the Florida Department of Business and Professional Regulation website.

Schedule a meeting

Once you have a shortlist of potential Miami real estate agents, schedule a meeting with each of them. During the meeting, ask questions about their experience, credentials, and the services they provide. Choose an agent who is knowledgeable about the local market and has experience in negotiating deals that meet their clients’ needs and budget.

Tips for Securing the Best Deal on a Property

Once you have found a reliable Miami real estate agent, here are some tips for securing the best deal on a property:

Determine your budget

Before you start searching for a property, determine your budget. Take into account your income, debts, and other financial obligations. Your real estate agent can help you find properties that fit your budget and meet your needs.

Research the local market

Research the local real estate market to determine the current market conditions, including average property prices, inventory, and demand. Your agent can provide you with this information and help you make an informed decision on the property you want to purchase.

Be prepared to negotiate

Don’t be afraid to negotiate with the seller to get the best deal on a property. Your Miami real estate agent can help you navigate the negotiation process and ensure that your interests are protected.

Get pre-approved for a mortgage

Getting pre-approved for a mortgage can give you an edge in the buying process. Pre-approval shows the seller that you are a serious buyer and can afford the property. Your real estate agent can help you find reputable mortgage lenders and assist you with the pre-approval process.

Conduct a property inspection

Before finalizing the deal, conduct a property inspection to identify any issues that may affect the property’s value or safety. Your real estate agent can help you find a reputable property inspector and negotiate any necessary repairs with the seller.

Working with a reliable Miami real estate agent can help you secure the best deal on a property that meets your needs and budget. Take the time to research and choose an agent who is knowledgeable about the local market, has experience in negotiating deals, and is committed to providing excellent service.

Remember to determine your budget, research the local market, be prepared to negotiate, get pre-approved for a mortgage, and conduct a property inspection before finalizing the deal. With the right Miami real estate agent and these tips in mind, you can find and secure the best deal on a property in Miami.


If you’re looking for a reliable and experienced Miami real estate agent, consider Chatburn Living. With a team of expert agents who are committed to providing excellent service, Chatburn Living can help you find and secure the best deal on a property in Miami that meets your needs and budget. Contact Chatburn Living today to schedule a consultation and start your journey to finding your dream Miami property.

Pre-Construction Homes: Why They’re a Wise Investment For The Future

Investing in pre-construction homes can be a smart move for those looking for a long-term investment. These homes are often priced lower than already-built homes, which means you can save money in the long run. Additionally, pre-construction homes usually come with a warranty that covers any defects that may occur during the first few years of ownership, giving you peace of mind. Read more to find out why pre-construction homes are a wise investment for the future and what steps you can take to ensure you make the best decision when buying one.

Pre-Construction Homes Offer More Flexibility

When you invest in a pre-construction home, you have more control over the design and layout of your home. You can customize the finishes and materials used in your home to your preferences, and some builders may even allow you to make changes to the floor plan. This flexibility means you can create a home that meets your specific needs and tastes, making it a more personal and satisfying investment.

Pre-Construction Homes Are Energy-Efficient

Newer homes are often built with energy-efficient materials and systems, which can save you money on your energy bills in the long run. Pre-construction homes are no exception, as they often feature the latest in energy-saving technology. From high-efficiency HVAC systems to Energy Star-rated appliances, these homes are designed to help you save money and reduce your carbon footprint.

Pre-Construction Homes Are Often More Affordable

As mentioned earlier, pre-construction homes are often priced lower than already-built homes. This can be especially beneficial for those on a budget or those who want to get the most bang for their buck. In addition, pre-construction homes can appreciate in value over time, making them a smart investment for the future.

Pre-Construction Homes Offer a Warranty

One of the most significant benefits of investing in a pre-construction home is the warranty that comes with it. Builders typically offer warranties on new homes that cover any defects that may occur during the first few years of ownership. This can save you money on repairs and give you peace of mind knowing that your home is covered in case of any issues.

Pre-Construction Homes Have More Financing Options

Buying a pre-construction home can offer more financing options than purchasing an already-built home. Builders may offer incentives, such as lower down payments or financing options that are more flexible than traditional mortgages. 

Pre-Construction Homes in Miami 

Now, let’s take a closer look at one specific pre-construction property – 114 4th San Marino Terrace in Miami Beach, Florida. This stunning home is currently in the pre-construction phase, offering the perfect opportunity for buyers who are looking for a customizable home that can potentially appreciate in value over time.

The property boasts over 3,000 square feet of living space, with 4 bedrooms and 4.5 bathrooms. It also features a spacious rooftop terrace, perfect for enjoying the stunning views of the surrounding area. The home is designed with the latest technology and highest-quality materials, ensuring a luxurious and comfortable living experience.

In addition to its stunning design and premium features, 114 4th San Marino Terrace is located in a prime location in Miami Beach. It’s just a short walk from the beach and many local shops and restaurants, offering the perfect balance of relaxation and entertainment.

Investing in a pre-construction home can be a wise choice for those who are looking for a customizable and potentially appreciating property. 114 4th San Marino Terrace is a prime example of a pre-construction property that offers both luxury and location, making it an excellent investment opportunity for those looking to purchase a new home. 


If you’re considering buying a pre-construction home, working with an experienced and reputable real estate agent can make all the difference. Chatburn Living is a top real estate agency that specializes in pre-construction homes, and they have a proven track record of helping clients secure the best deals on their dream homes. 

With their expert guidance, you can navigate the often complex process of buying a pre-construction home with confidence, knowing that you have an advocate on your side every step of the way. Contact Chatburn Living today to start exploring your options for investing in a pre-construction home.

Homeowners Insurance vs Mortgage Insurance: What You Need To Know

When you are purchasing a home, you will likely be required to obtain insurance to protect your investment. However, there are two types of insurance that may be confusing: homeowners insurance and mortgage insurance. Read on to find out some key differences between these two types of insurance and why they are important.

What is Homeowners Insurance? 

Homeowners insurance is a type of insurance that protects your home and its contents from damage or loss caused by events such as fire, theft, or natural disasters. Homeowners insurance typically covers the cost of repairing or rebuilding your home and replacing your personal belongings.

What is Mortgage Insurance? 

Mortgage insurance, on the other hand, is a type of insurance that is required by lenders when you make a down payment of less than 20% on your home. The purpose of mortgage insurance is to protect the lender in the event that you default on your loan. If you default on your loan, the mortgage insurance company will pay the lender the remaining balance of the loan.

Is Mortgage Insurance the Same as Homeowners Insurance? 

No, mortgage insurance is not the same as homeowners insurance. Homeowners insurance protects you and your home from damage or loss caused by events such as fire, theft, or natural disasters, while mortgage insurance protects the lender in the event that you default on your loan.

What is the Difference Between Mortgage Insurance and Homeowners Insurance?

The key difference between mortgage insurance and homeowners insurance is who they protect. Homeowners insurance protects you and your home, while mortgage insurance protects the lender. Additionally, homeowners insurance is optional, but mortgage insurance is required if you make a down payment of less than 20% on your home.

Difference Between Mortgage Insurance and Home Insurance 

Home insurance is another term for homeowners insurance, which protects your home and its contents from damage or loss caused by events such as fire, theft, or natural disasters. Mortgage insurance, as previously explained, protects the lender if you default on your loan.

Homeowners Insurance vs PMI or Private Mortgage Insurance, is a type of mortgage insurance that is required by lenders when you make a down payment of less than 20% on your home. PMI is similar to mortgage insurance, as it protects the lender if you default on your loan.

In summary, homeowners insurance and mortgage insurance are two types of insurance that serve different purposes. Homeowners insurance protects you and your home, while mortgage insurance protects the lender. It is important to understand the differences between these two types of insurance to ensure that you are adequately protected as a homeowner.


If you’re in the market for a new home, it’s important to have a knowledgeable and experienced real estate agent by your side. Chatburn Living is a trusted name in the Miami real estate market, with a team of professionals dedicated to helping you find your dream home and navigate the complex world of homebuying. 

Whether you’re looking for pre-construction homes, luxury condos, or anything in between, Chatburn Living has the expertise and resources to make your home buying journey a success. Contact us today to learn more about how we can help you find the perfect home.

The Truth About Home Value Appreciation Per Year: Miami Edition

When it comes to real estate, understanding how property values appreciate over time is crucial. For homeowners and potential buyers in Miami, knowing the average home value increase per year is particularly important. In this article, we will explore the factors that contribute to home value appreciation, provide insights into property appreciation in Miami, and discuss how real estate appreciates over time. Let’s dive in and uncover the truth about home value appreciation per year.

What is Home Value Appreciation?

Home value appreciation refers to the increase in the monetary value of a property over time. It is a reflection of the market’s perception of the property’s worth and can vary based on various factors. Homeowners and investors often look to leverage home value appreciation to build wealth and secure their financial future.

Factors Affecting Home Value Appreciation

Several factors influence home value appreciation, including the following: 

  • Location
  • Market conditions
  • Economic factors
  • Supply and demand dynamics
  • Renovations and upgrades
  • Community development

Understanding these factors can provide insights into how a property’s value may appreciate or depreciate over time.

Exploring Property Appreciation in Miami

Miami’s Booming Real Estate Market

Miami has experienced a thriving real estate market in recent years. The city’s attractive climate, vibrant lifestyle, and diverse economy have attracted homebuyers and investors alike. Miami’s popularity as a tourist destination and its growing population have contributed to the demand for housing, resulting in an upward trend in property values.

Location and Neighborhood Influence

The location of a property within Miami plays a significant role in its appreciation potential. Desirable neighborhoods with excellent amenities, proximity to schools, shopping centers, and entertainment hubs tend to experience higher appreciation rates. Factors such as waterfront views, access to beaches, and proximity to business districts can also further enhance a property’s value.

Economic Growth and Development

Miami’s robust economy and ongoing development projects also contribute to property appreciation. The city’s investments in infrastructure, commercial developments, and job opportunities attract individuals and businesses, creating a positive impact on the real estate market. Strong economic growth often translates into higher home value appreciation.

Calculating Home Value Appreciation

Appreciation calculators are useful tools for estimating home value appreciation. These calculators consider factors such as the property’s purchase price, the duration of ownership, and the local appreciation rate. By inputting these details, homeowners can obtain a rough estimate of how much their property might appreciate over a given period.

While appreciation calculators provide a helpful starting point, it’s important to consider that they rely on historical data and general market trends. Real estate is highly localized, and individual properties may deviate from the average appreciation rates. Consulting with a real estate professional can provide a more accurate assessment of a property’s appreciation potential.

Average Home Value Increase in Miami

Recent Trends in Miami’s Housing Market

In recent years, Miami’s housing market has witnessed substantial growth in home values. The combination of a strong economy, population growth, and high demand has contributed to above-average appreciation rates. However, it’s essential to note that appreciation rates can vary across neighborhoods within Miami.

Understanding Annual Appreciation Rates

Annual appreciation rates reflect the percentage increase in a property’s value over a year. While the exact figure can fluctuate, historical data suggests that Miami has experienced average annual appreciation rates ranging from 3% to 5%. These rates indicate a steady and healthy appreciation of home values over time.

Factors to Consider in Home Value Appreciation

Market Conditions and Economic Factors

Market conditions and economic factors, such as interest rates, employment rates, and inflation, can influence home value appreciation. Favorable market conditions and a strong economy typically contribute to higher appreciation rates, while economic downturns may result in slower or negative appreciation.

Property-Specific Features

Certain features of a property can have a significant impact on its appreciation potential. Factors like the size of the lot, the number of bedrooms and bathrooms, the condition of the property, and the presence of amenities can influence how much a property appreciates over time.

Neighborhood and Community Development

The overall development and desirability of a neighborhood can significantly impact property values. Factors such as the quality of schools, access to parks and recreational facilities, nearby amenities, and community initiatives can contribute to higher appreciation rates.


Whether you’re a homeowner looking to build equity or an investor seeking profitable opportunities, it’s crucial to stay informed and work with professionals who can guide you through the process. As a reputable real estate agent, Chatburn Living can provide expert advice and assistance in navigating Miami’s real estate landscape, helping you make the most of the home value appreciation potential.

Hot New Constructions in Brickell: Exploring 1428 Brickell

Brickell, the thriving urban center of Miami, is experiencing a new wave of development with several exciting projects underway. One such project is 1428 Brickell, a luxury residential building that promises to redefine urban living. Let’s have a look at the features, amenities, and benefits of 1428 Brickell and discuss why it is worth considering as your next home.

Introducing 1428 Brickell

1428 Brickell is a 70-story residential tower located in the heart of Brickell. Developed by Ytech, the building offers 189 luxury condos ranging from two to four bedrooms, with prices starting at $2.38 Million. The tower is expected to be completed by the end of 2023, and the pre-construction sales have already begun.

Location, Location, Location

One of the biggest advantages of 1428 Brickell is its prime location. The building is situated in the heart of Brickell, close to the financial district, shopping centers, and entertainment venues. Residents can enjoy the vibrant nightlife of Brickell, with its numerous bars, restaurants, and cafes. The building is also located just a few blocks away from the Brickell City Centre, a massive shopping complex that offers luxury brands, restaurants, and entertainment options.

Amenities and Features

1428 Brickell offers a wide range of amenities and features designed to make urban living comfortable and convenient. The building boasts a state-of-the-art wellness club, a yoga studio, a spa, and a resort deck. The resort deck offers a resort-style pool with stunning views of the Miami skyline and the bay, and is a great place to relax and unwind. The building also features a pet-friendly environment, with a pet spa and grooming station.

The condos themselves are designed with luxury and comfort in mind. They feature spacious living areas, floor-to-ceiling windows, and private balconies with breathtaking views. The kitchens come equipped with top-of-the-line appliances, Arclinea and Vaselli custom cabinetry, and Italian marble countertops. The bathrooms are equally impressive, with designer fixtures, marble flooring, and oversized showers and sculptural bathtubs.

Sustainability and Green Living

1428 Brickell is committed to sustainability and green living. The building features energy-efficient appliances, low-emission windows, and water-saving fixtures. The building is also designed to reduce waste and minimize its carbon footprint. The architects have incorporated 20,000 square feet of clean energy-producing glass to reduce the building’s carbon emissions and promote sustainability.

Investment Opportunity

1428 Brickell is not only a great place to live, but also a smart investment opportunity. The building is expected to appreciate in value as Brickell continues to develop and thrive. With its prime location, luxurious amenities, and commitment to sustainability, the building is sure to attract high-end buyers and renters. Investors can expect a healthy return on their investment, whether they choose to rent out their unit or sell it at a later date.

1428 Brickell is a truly exceptional residential building that offers luxury, convenience, and sustainability in one package. With its prime location, breathtaking views, and world-class amenities, it is no wonder that it is one of the most sought-after properties in Brickell. Whether you are looking for a new home or a smart investment opportunity, 1428 Brickell is worth considering.

In conclusion, 1428 Brickell is a remarkable new construction in the heart of Miami’s Brickell neighborhood, offering unparalleled luxury living and breathtaking views. This development is a testament to Miami’s continued growth and thriving real estate market, making it an excellent investment opportunity for those seeking a new home or looking to expand their real estate portfolio.


If you’re interested in learning more about 1428 Brickell or any other property in Miami, Chatburn Living is a top-rated real estate agency that can provide expert guidance and assistance throughout the entire buying process. With their knowledge of the local market and dedication to client satisfaction, Chatburn Living is the perfect partner for all your Miami real estate needs. Don’t miss out on this incredible opportunity – contact Chatburn Living today and start living the Miami dream!